What should I do before an injury or claim occurs?

  • Always keep your vehicle insured.
  • Understand your health insurance and how it will work if you are injured in an automobile collision
  • Understand your automobile insurance
  • Review the declarations page to your auto insurance policy
  • Meet with your insurance agent to discuss available coverage alternatives
  • Meet with an attorney who specializes in auto insurance claims to review the adequacy of your coverage
  • Understand the types of coverage on your auto insurance policy
  • What does “full coverage” really mean?
  • Bodily injury?
  • Uninsured Motorist and Underinsured Motorist?
  • No-fault (a/k/a “P.I.P.”) coverage options?
  • Know the process for filing a claim with your insurance company.